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Buying vs. Renting

Buying vs. Renting

Use Buyer Representation

Review a blank contract form

Have a market analysis done

Get a Property Inspection

Down Payment Assistance

Financing should not be a stressful time for you and your family. There are a number of ways to receive assistance with financing as well as down payment assistance. Our KLR agents are knowledgeable of options that may be available for you. Contact any one of our agents to receive more information. 

Interested in buying a HUD home?

Let us assist you. We are a Registered HUD Broker

What is a HUD Home?

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Are HUD Homes a good deal? 

HUD homes can be a very good deal. When someone with a HUD insured mortgage can't meet the payments, the lender forecloses on the home; HUD pays the lender what is owed; and HUD takes ownership of the home. Then we sell it at market value as quickly as possible.

Why Should I Buy Instead of Rent?

A home is an investment.

When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years.

Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are!

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